Thank you -- I appreciate the clarification and the reassurance. I'm still a tad uneasy, though -- you're one of 10-12 people on my flist who have opened or announced plans to open a GJ account in the last 2-3 days, and I suddenly started having visions of lemmings.

I've just composed a mini-rant about it... but I'll impose my 24-hour rule on myself before I post it.